How health insurance supplements motivate workers’ vaccinations

Many businesses featured on Money advertise with us. The opinions are ours, but the compensation and
extensive research determines where and how companies can appear. Learn more about how we make money.

Unvaccinated employees are much more likely to receive COVID-19 vaccines when faced with the prospect of paying extra for their company’s health insurance.

In a new survey, 43% of unvaccinated workers said they would “definitely” get vaccinated if the alternative was to pay extra on health insurance, and 25% said it could motivate them to receive the vaccine.

Commissioned by Affordable Health Insurance, an exchange, and carried out by Pollfish, the online survey of 1,000 unvaccinated Americans with company health insurance found that most respondents likely rolled up their sleeves for less than the premium. $ 200 that Delta Airlines plans to charge unvaccinated employees soon. More than six in ten respondents said a financial blow of $ 100 a month or less would entice them to get the vaccine – and more than a third said a supplement of up to $ 50 would do the trick.

Is it really legal to charge unvaccinated workers extra fees for health insurance? As we discussed earlier, this is not entirely clear. But Delta has seen its vaccination rate rise since the airline threatened to add a monthly surcharge of $ 200 to workers’ health insurance bills.

Revenues and impact of COVID-19 surcharges

Perhaps surprisingly, respondents with higher incomes were more motivated by higher healthcare costs to get the vaccine than those with less. In fact, the higher the number of respondents, the greater the risk of a surcharge for non-vaccination would force them to change their status.

Two-thirds of those making more than $ 125,000 a year said the supplements would definitely get them vaccinated, compared with less than half (45%) of those making between $ 75,000 and $ 125,000 and barely one-third (32%) of those earning $ 75,000 or less per year.

Why would the less well-off be less motivated by a financial penalty? Education level can be a factor. The survey did not ask respondents about their level of education, but the level of education tends to increase with income, according to the Federal Bureau of Labor Standards. And Americans with more education are significantly more likely to be vaccinated than those with lower education levels.

Echoing other data on the virus and vaccines, respondents’ openness to changing their minds about the COVID-19 vaccination varied greatly by political affiliation. More than half of Democrats (58%) would certainly get vaccinated if their health insurance cost more, while just over a third of Republicans (35%) would be so motivated.

Other workplace sanctions motivate vaccinations

The investigation found that other potential workplace consequences of not being vaccinated were less motivating than financial penalties, but would still have some effect. Just over half said that a mask mandate for unvaccinated employees (53%) or the loss of paid time off after a positive test result (56%) would possibly or definitely encourage them to be vaccinated .

The survey also asked respondents about any other consequences in the workplace of not being vaccinated. A slight majority of respondents said they had felt pressure from their employer (55%) to obtain snapshots or the judgment of their colleagues (54%) not to do so.

Ads by money. We may be compensated if you click on this ad.A d

A good health insurance plan can cover most unexpected incidents.

With a health insurance plan that meets your needs while remaining affordable, you’ll be good to go. Click below to find out more.

Get a free quote

More money :

Your vaccination status will not affect what you pay for life insurance – for now

Is Delta’s plan to charge extra fees to unvaccinated employees for health insurance even legal?

What is OSHA and can it require workers to get vaccinated?

Source link

About Evelyn C. Heim

Check Also

World Diabetes Day: Here’s Why You Need To Get Health Insurance For Diabetes

Representative image By Amit Chhabra Every year, World Diabetes Day is celebrated on November 14. …

Leave a Reply

Your email address will not be published. Required fields are marked *