Free health insurance included in the stimulus benefits for the unemployed

(NEXSTAR) – In addition to stimulus checks of $ 1,400 and monthly child tax credit payments, the US bailout offers another important benefit to those eligible for unemployment assistance this year – child care. free health.

The free, low-cost health care plans became available on July 1, according to the Centers for Medicare & Medicaid Services (CMS). They will provide coverage until the end of the year.

The Biden-Harris administration is focused on helping millions of families who need access to health insurance coverage because they have been affected by job losses or underemployment during pandemic, ”HHS Secretary Xavier Becerra said. “The administration has made it easier than ever for Americans to enroll in an affordable and comprehensive health insurance plan through with the increased financial assistance provided through the American Rescue Plan.

Who is entitled to free health insurance?

Millions of people will be able to take advantage of the insurance subsidies, but there is an important requirement – you must have received or have been approved to receive unemployment benefit in 2021.

If you are eligible, the next step is to go to and submit a new claim or update an existing claim to maximize your savings.

“We are doing everything we can to remove financial barriers to comprehensive health care,” CMS Administrator Chiquita Brooks-LaSure said in a press release. “The US bailout offers consumers additional savings and will make coverage even more accessible to those who need it most. “

A special registration period created to help Americans affected by the COVID-19 pandemic is open until August 15, 2021.

Will my bonus really be free?

For many eligible Americans, yes.

Whether or not you get a $ 0 plan will depend on the advanced tax credits you qualify for during the application process.

The CMS says that on average, three in five eligible and uninsured Americans will not have to pay a premium, with four in five eligible for a plan of $ 10 a month or less.

“We encourage consumers who received unemployment benefit in 2021 to visit the market to see if they are eligible to save money on their health insurance premiums and out of pocket expenses,” Becerra said.

About Evelyn C. Heim

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