SWTOR Save http://swtorsave.com/ Thu, 19 May 2022 09:13:00 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://swtorsave.com/wp-content/uploads/2021/08/default.png SWTOR Save http://swtorsave.com/ 32 32 US Health Insurance Market (2022 to 2027) https://swtorsave.com/us-health-insurance-market-2022-to-2027/ Thu, 19 May 2022 09:13:00 +0000 https://swtorsave.com/us-health-insurance-market-2022-to-2027/

company logo

US health insurance market

US health insurance market

US health insurance market

Dublin, May 19, 2022 (GLOBE NEWSWIRE) — The “U.S. Health Insurance Market (2022-2027) by Plan Type, Duration, Application, Coverage, Type, Age Group, Competitive Analysis, and Impact of Covid-19 with Ansoff Analysis” report has been added to from ResearchAndMarkets.com offer.

The United States Health Insurance Market is estimated to be worth USD 521.94 billion in 2022 and is projected to reach USD 846.34 billion by 2027, growing at a CAGR of 10.15%.

Market dynamics are forces that impact pricing and stakeholder behaviors in the US health insurance market. These forces create price signals that result from changes in the supply and demand curves for a given product or service. The forces of market dynamics can be related to macro-economic and micro-economic factors. There are dynamic market forces other than price, demand and supply. Human emotions can also drive decisions, influence the market and create price signals.

As market dynamics impact supply and demand curves, policymakers aim to determine how best to use various financial tools to stem various strategies aimed at accelerating growth and reducing risk.

Company Profiles

The report provides a detailed analysis of competitors in the market. It covers the analysis of financial performance of listed companies in the market. The report also offers detailed information about recent development and competitive scenario of the companies. Some of the companies covered in this report are Aetna Inc., – American International Group, Inc., Anthem, Inc., Berkshire Hathaway Inc., Centene Corporation, Cigna Health, CVS Health, Health Care Service Corporation, Humana Inc., Kaiser Permanent , Liberty Mutual Group, MetLife Inc., New York Life Insurance Company, Prudential plc, State Farm Group, United Health Group Incorporated, Zurich – American Insurance Company, etc.

Competitive Quadrant

The report includes Competitive Quadrant, a proprietary tool to analyze and assess the position of companies based on their industry position score and market performance score. The tool uses various factors to classify players into four categories. Some of these factors considered for analysis are financial performance over the past 3 years, growth strategies, innovation score, new product launches, investments, market share growth, etc

Ansoff analysis

The report presents a detailed analysis of the Ansoff Matrix for the US health insurance market. Ansoff Matrix, also known as Product/Market Expansion Grid, is a strategic tool used to design business growth strategies. The matrix can be used to assess approaches in four strategies viz. Market development, market penetration, product development and diversification. The matrix is ​​also used for risk analysis to understand the risk associated with each approach.

The analyst analyzes the US health insurance market using the Ansoff Matrix to provide the best approaches a company can take to improve its market position.

Based on the SWOT analysis done on the industry and industry players, the analyst has designed appropriate strategies for market growth.

Why buy this report?

  • The report offers a comprehensive assessment of the US health insurance market. The report includes in-depth qualitative analysis, verifiable data from authentic sources, and market size projections. Projections are calculated using proven research methodologies.

  • The report has been compiled through extensive primary and secondary research. The main research is done through interviews, surveys and observations of renowned personnel in the industry.

  • The report includes in-depth market analysis using Porter’s 5 forces model and Ansoff’s matrix. Additionally, the impact of Covid-19 on the market is also presented in the report.

  • The report also includes the regulatory scenario in the industry, which will help you to make an informed decision. The report discusses the major regulatory bodies and major rules and regulations imposed on this industry across various geographies.

  • The report also contains competitive analysis using Positioning Quadrants, the analyst’s competitive positioning tool.

Main topics covered:

1 Description of the report

2 Research methodology

3 Executive Summary

4 Market dynamics
4.1 Drivers
4.1.1 Increase in the cost of health care
4.1.2 Increase in demand with the pandemic
4.1.3 Some States Impose Tax Penalties for Non-Medical Insurance Coverage
4.1.4 Private organizations offering employer-sponsored health insurance plans
4.2 Constraints
4.2.1 Eligibility rules
4.3 Opportunities
4.3.1 Rise of Insurtech
4.3.2 Increased demand for quality private care
4.4 Challenges
4.4.1 Certain health services and medical expenses not covered

5 Market Analysis
5.1 Regulatory scenario
5.2 Porter’s Five Forces Analysis
5.3 Impact of COVID-19
5.4 Ansoff matrix analysis

6 U.S. Health Insurance Market, By Plan Type
6.1 Presentation
6.2 Medical insurance
6.3 Critical illness insurance
6.4 Floating Family Health Insurance
6.5 Others

7 US health insurance market, by duration
7.1 Presentation
7.2 Lifetime cover
7.3 Term insurance

8 U.S. Health Insurance Market, By Application
8.1 Presentation
8.2 Direct Sales
8.3 Brokers and Agents
8.4 Bankers
8.5 Others

9 US Health Insurance Market, By Coverage
9.1 Presentation
9.2 Preferred Provider Organizations
9.3 Point of service
9.4 Health maintenance organization
9.5 Sole Supplier Organization

10 U.S. Health Insurance Market, By Type
10.1 Presentation
10.2 Group
10.3 Individual

11 US health insurance market, by age group
11.1 Presentation
11.2 Elderly
11.3 Adult
11.4 Children

12 Competitive landscape
12.1 Competitive Quadrant
12.2 Market Share Analysis
12.3 Strategic Initiatives
12.3.1 Mergers & Acquisitions and Investments
12.3.2 Partnerships and collaborations
12.3.3 Product Developments and Improvements

13 company profiles
13.1 Aetna Inc.
13.2 International American Group, Inc.
13.3 Anthem, Inc.
13.4 Berkshire Hathaway Inc.
13.5 Centene Society
13.6 Cigna Health
13.7 CVS Health
13.8 Healthcare Services Company
13.9 Humana Inc.
13.10 Standing Kaiser
13.11 Liberty Mutual Group
13.12 MetLife Inc.
13.13 New York Life Insurance Company
13.14 Prudential plc
13.15 State Farm Group
13.16 United Health Group Incorporated
13.17 Zurich American Insurance Company

14 Appendix

For more information on this report, visit https://www.researchandmarkets.com/r/7o24qw


CONTACT: CONTACT: ResearchAndMarkets.com Laura Wood, Senior Press Manager press@researchandmarkets.com For E.S.T Office Hours Call 1-917-300-0470 For U.S./CAN Toll Free Call 1-800-526-8630 For GMT Office Hours Call +353-1-416-8900
Partnership expands Hillsborough mental health services https://swtorsave.com/partnership-expands-hillsborough-mental-health-services/ Tue, 17 May 2022 19:48:31 +0000 https://swtorsave.com/partnership-expands-hillsborough-mental-health-services/

TAMPA — Florida ranks 49th in the nation when it comes to residents’ access to mental health care, according to Mental Health America.

The problem is also local: The pandemic has led to a 600% increase in the number of Hillsborough County residents being screened for anxiety and a 472% increase in screenings for depression, according to the nonprofit group. Mental Health Tampa Bay Thrives.

The result is that patients who need urgent psychiatric care caregivers often wait months for help, increasing the risk to their mental well-being.

Tampa Bay Thrives is trying to help bridge the gap between calling for help and therapy through partnering with hospitals and other agencies by making mental health services available within days to people identified as urgent cases.

The services include:

  • Telecounselling for people facing long waits for help provided by the Tampa Bay Crisis Center and the University of South Florida Department of Psychiatry.
  • Same-day telehealth access to a mental health clinician at AdventHealth Express Care at 10 Walgreens locations in Tampa Bay.
  • Referral to a licensed counselor at the Tampa General Hospital Urgent Care Clinic at Water Street in downtown Tampa.
  • Access to a licensed clinical social worker at the Northside Behavioral Health Center by the USF Tampa campus.

These services are accessible through Tampa Bay Thrives’ free and confidential helpline called Let’s Talk at 844-YOU-OKAY (844-968-6529), which launched in July 2021. CEO Carrie Zeisse said that from many callers were seeking help for the first time. encounter difficulties get assessed by a professional, often leaving them feeling outmoded.

“We’re opening up more options for individuals to get short-term help,” Zeisse said. “We want to make sure you stay stable and don’t get divorced while you wait for care.”

Related: Climate change also affects mental health. Call it eco-anxiety.

The partnership, announced at a press conference on Tuesday, includes BayCare, Tampa General Hospital, HCA Healthcare and AdventHealth, all major competitors in the Tampa Bay healthcare market. Baycare, the Bay Area’s largest behavioral health provider, is also opening a new 24-bed behavioral health unit at St. Joseph’s Hospital North in Lutz, said Gail Ryder, vice president of behavioral health.

The Hillsborough County Commission in February approved spending $1.9 million in American Rescue Plan Act COVID-19 relief funds for mental health services for residents. BayCare said it matched the county’s spending with a $1.9 million donation. Ryder said even before the pandemic, the Tampa Bay area struggled to provide enough mental health services. The pandemic has only exacerbated this problem.

“We have unprecedented suicides and overdoses in our community,” she said. “We need to get people to seek help earlier, so they don’t get really sick.”

Related: Tampa Bay first responders open up on frontline mental toll

The Mental Health America study which ranked Florida 49th in the United States for access to mental health care is based on access to insurance, access to treatment, quality and cost of insurance, access to specialized education and the availability of the mental health workforce. Alabama and Texas were the only two states rank lower in a study of all 50 states and Washington DC

Follow the Tampa Bay headlines

Subscribe to our free DayStarter newsletter

We’ll bring you the latest news and information you need every morning of the week.

You are all registered!

Want more of our free weekly newsletters in your inbox? Let’s start.

Explore all your options

About 64% of adults in Florida who have been diagnosed with a mental illness — about 1.8 million people — are not receiving treatment, the study found.

The extent of the mental health crisis was evident in screenings conducted by AdventHealth at primary health care centers in Tampa and Henderson, North Carolina. Of 107,000 patients, 7,000 met the criteria to receive more care and 2,000 are currently receiving care, said senior executive John Johannessen. manager of non-acute services for the West Florida division of AdventHealth.

Related: Tampa Bay college students get online mental health resource

• • •

Need help?

The Tampa Bay Thrives Let’s Talk Helpline can be reached at 844-YOU-OKAY (844-968-6529).

If you or someone you know is considering suicide, contact the Tampa Bay Crisis Center by dialing 211 or visiting crisiscenter.com. You can also contact the National Suicide Prevention Lifeline 24 hours a day at 1-800-273-8255; contact the Crisis Text Line by texting TALK to 741741 or online using crisistextline.org; or chat with someone online at suicidepreventionlifeline.org.

Veterans can call the Tampa Bay Crisis Center Veteran Support Hotline at 1-844-693-5838 or visit myflvet.com. The National Veterans Helpline can provide help around the clock by calling 1-800-273-8255 and pressing 1, texting 838255 or via online chat on Veteranscrisisline.net.

The All-Digital Loan: How Personal Loans Save Time and Effort https://swtorsave.com/the-all-digital-loan-how-personal-loans-save-time-and-effort/ Tue, 17 May 2022 13:49:40 +0000 https://swtorsave.com/the-all-digital-loan-how-personal-loans-save-time-and-effort/

Lately, personal loans have gained prominence following global pandemics, high inflation and rising cost of living. An encouraging development is that major lending apps are now offering an all-digital loan for those looking for immediate funding.

What is a digital loan product?

As the term suggests, it is a loan that can be availed online. Major industries in the country, from banking to retail, have been heavily focused on the Digital India program to make the internet and smart devices the de facto instruments for conducting daily business. Thus, banks, insurance companies and credit institutions offer their customers their products on a digital interface, accessible on any smart device or traditional computer. This means that a person can be anywhere in the world and take a ready fast or take out insurance or even open a fixed deposit using only their laptop or smartphone.

The digital paradigm has been particularly beneficial for those who take out personal loans. An all-digital interface provides super-fast access to the cash one needs in an emergency or to purchase big-ticket items when on a budget. One can simply apply for the loan and have it in his account within hours, if he goes to a leader personal loan app.

How online loans save time and effort

But why choose to apply for a loan online from an application rather than going the traditional paper application route? Consider the advantages of doing the first:

* Save time and effort: Instead of filling tons of documents and submitting the lot to the nearest lender, you can simply apply for the loan and get the money in your account with just a few clicks on your smartphone. The leading online loan apps have drastically reduced the time and effort required to apply for the loan, with the easiest and most convenient application and disbursement processes.

* Quick Approval or Rejection: Loan apps are also faster to approve loan requests or notify the customer of a potential denial. They are faster at checking credit information and verifying submitted documents, which results in faster approval processes. Whether or not the loan application is approved helps the applicant make a decision whether to pursue a certain action (buy something expensive, book a vacation, pay for an emergency) or not.

* Easy documentation: The major online loan applications require only a few documents uploaded to the application. Once downloaded, the application quickly verifies the documents and sanctions the loan. There is no need to submit physical paper forms to the lender’s branch.

* Simple and flexible EMI: Good personal loan apps also offer flexible EMI payment options that allow each applicant to comfortably repay the loan.

* Competitive interest rates: The best loan apps in India offer competitive interest rates so that the overall loan does not become too expensive. Please note that personal loans attract a higher interest rate than secured loan products like home and auto loans. However, with a competitive interest rate, your overall repayment on application is not as high as it would be with a traditional lender offering an expensive loan.

How to get the quick loan from the app

Now that you have decided to apply for a personal loan, you can install a reputable loan app to start the application process. We recommend choosing an app that offers loans even to those with low or no credit (e.g. those who have never used institutional funding) but have a proven source of income from a job or business.

-Install loan app from Google Play Store or App Store (for iPhone users).

-Set up the app as instructed by entering your personal and financial information where prompted

-Check the loan product in detail, from eligibility criteria and interest rate to repayment terms and processing fee schedule. Also check the required documents

-Upload self-attested documents to the application as instructed and pay the processing fee to complete the application

-Get the loan money paid into your bank account and use it for any purpose you see fit

– Repay the loan monthly in easy EMI.

Disclaimer: This article is a paid publication and does not involve any journalistic/editorial involvement of the Hindustan Times. Hindustan Times does not endorse/endorse the content(s) of the article/advertisement and/or opinions expressed herein. Hindustan Times shall not be in any way responsible and/or liable in any way whatsoever for anything stated in the article and/or also with respect to the view(s), opinion(s) ), announcement(s), statement(s), affirmation(s) etc., stated/presented in the same.

To subscribe to Mint Bulletins

* Enter a valid email

* Thank you for subscribing to our newsletter.

Decision to limit mental health benefits undermines addiction fight, three AGs say https://swtorsave.com/decision-to-limit-mental-health-benefits-undermines-addiction-fight-three-ags-say/ Mon, 16 May 2022 23:47:00 +0000 https://swtorsave.com/decision-to-limit-mental-health-benefits-undermines-addiction-fight-three-ags-say/

The United States Court of Appeals James R. Browning building, home of the 9th United States Circuit Court of Appeals, is pictured in San Francisco, California February 7, 2017. REUTERS/Noah Berger

Join now for FREE unlimited access to Reuters.com

  • 9th Circuit ruling encourages insurers to cut mental health and addiction services, AGs say
  • Undermines state efforts to direct settlement funds to drug treatment

The attorneys general of Illinois, Connecticut and Rhode Island on Monday called on a federal appeals court to reconsider a ruling allowing insurers to limit mental health and addiction treatment coverage, saying the ruling undermines their efforts to combat a national opioid epidemic.

A three-judge panel of the 9th U.S. Circuit Court of Appeals ruled in March that United Behavioral Health did not have to cover certain mental health and addiction treatment services for tens of thousands of policyholders, leaving the insurer more latitude to define “medically necessary”. treatment.

If allowed to stand, the 9th Circuit’s decision will encourage insurers across the country to cut services for opioid addicts, running counter to a growing medical consensus on the appropriate treatment of addiction, said attorneys general at a press conference.

Join now for FREE unlimited access to Reuters.com

“The worst-case scenario is that more people will die,” Connecticut Attorney General William Tong said. “It makes no sense, in the face of America’s worst public health crisis, for insurance companies to prioritize profits over people and stand in the way of treatment and prevention.”

Tong said the 9th Circuit’s decision would shift costs to states and jeopardize state efforts to expand access to drug treatment through large settlements with opioid manufacturers and distributors, including Johnson & Johnson and Purdue Pharma LP.

The three attorneys general filed an amicus brief with the 9th Circuit, supporting the plaintiffs’ bid for en banc review by an 11-judge panel.

A coalition of health care associations, including the American Hospital Association and the American Association for the Treatment of Opioid Dependence, also filed a brief request for en banc review.

United Health Group, which owns UBH, said it is committed to providing health coverage consistent with the terms of its policies and consistent with state and federal rules.

The opioid epidemic has caused more than 500,000 overdose deaths over the past two decades, and it has accelerated in recent years, according to the US Centers for Disease Control and Prevention. More than 107,000 people died of drug overdoses in 2021, and about three-quarters of those deaths involved an opioid, according to CDC statistics.

The plaintiffs, who represented a national class of policyholders, sued UBH in 2014, accusing it of violating the Employee Retirement Income Security Act by not covering mental health and addictions services. which fell within commonly accepted medical recommendations.

The trial court ruled in favor of the plaintiffs in 2020. But the appeals court backtracked, finding that the insurance policies at issue allowed UBH to reject care that did not comply with the generally accepted standards of care, without obliging the insurer to cover all the care that fell. within these standards.

The case is Wit v. United Behavioral Health, 9th US Circuit Court of Appeals, No. 20-17363.

For UnitedHealth: Miguel Estrada of Gibson, Dunn & Crutcher; and Jennifer Romano of Crowell & Moring

For the plaintiffs: Caroline Reynolds and Adam Abelson of Zuckerman Spaeder

(NOTE: This story has been updated to add comment from United Health Group)

Join now for FREE unlimited access to Reuters.com

Our standards: The Thomson Reuters Trust Principles.

How to Fight High Interest Rates on Personal Loans https://swtorsave.com/how-to-fight-high-interest-rates-on-personal-loans/ Mon, 16 May 2022 13:54:50 +0000 https://swtorsave.com/how-to-fight-high-interest-rates-on-personal-loans/

The demand for personal loans has disappeared lately. The recent report from CRIF High Mark (a credit bureau) indicates that personal loans saw 4X growth in creations (volume) from 39.9 lakh accounts in FY19 to 158.1 accounts lakh during FY22.

Gaurav Chopra, CEO and Founder of IndiaLends says, “Borrowers opt for personal loans for various reasons including weddings, travel, business, medical emergencies, etc. There are processing fees, repayment policy, duration, etc. A borrower should understand and consider the said factors before applying for a personal loan.

Implications for borrowers: The recent decision by the RBI to increase the repo rate by 40 basis points, according to Chopra, will increase the amount of interest on a personal loan. A borrower will now pay an additional 0.6% interest on a 3-year loan.

Tackling high interest rates: As banks begin to pass on higher interest rates to customers, experts say it’s important for borrowers to take stock of their financial situation. “In the event that a client is unable to pay a higher EMI amount, the borrower may request an increase in term. In the event that a borrower opted for lump sum payments, it would help the borrower to make more frequent payments, as a lower principle would attract a higher interest rate,” explains Chopra.

Finally, for new borrowers, if the higher EMI crosses their repayment threshold, it is advisable to reassess the loan need and borrow only what is needed. “Under no circumstances should the borrower miss or delay their payments, as this can be a double whammy of additional charges and a lower credit score,” he adds.

Here are some other credit options, such as secured loans that usually attract a lower interest rate, that one can also explore;

Employees Provident Fund (EPFO): A loan seeker who has an EPF account can opt for a loan of up to 90% of the total deposited amount.

Public Provident Fund (PPF): Being a long-term savings vehicle of the Government of India, a loan seeker can take out a loan against the PPF in the year after the account is opened, from year three to year five .

Gold: Chopra points out, “It can be pledged as collateral and is a great alternative to unsecured personal loans. Interestingly, this is an avenue that does not require a good credit score. The loan amount depends on the amount of gold deposited.

Property: Getting a loan on any property is easy. Home loans can be used up to 80%. Note that over time, as the value of the property increases, so does the eligibility.

Fixed Deposit: Fixed deposit accounts can be easily used to get a loan of up to 90% of the FD amount.

Insurance: A loan against life insurance can be used by the user, but an interest rate of 10.50% to 12.50% is charged.

Mutual funds: Mutual funds can be used to obtain a loan. An agreement is made in which the financier lends the purchased unit.

“While there are multiple alternatives for availing personal loans, each option has its own set of advantages and disadvantages. The loan seeker should understand their needs and choose wisely,” concludes Chopra.

State Provides $1.3 Billion in Loans and Grants to Fund Wastewater and Drinking Water Projects / iBerkshires.com https://swtorsave.com/state-provides-1-3-billion-in-loans-and-grants-to-fund-wastewater-and-drinking-water-projects-iberkshires-com/ Sun, 15 May 2022 16:37:00 +0000 https://swtorsave.com/state-provides-1-3-billion-in-loans-and-grants-to-fund-wastewater-and-drinking-water-projects-iberkshires-com/

BOSTON – The Baker-Polito administration has announced that 183 projects across the Commonwealth are eligible to receive approximately $1.3 billion in low-interest loans and grants to fund construction, planning and management projects of assets designed to improve water quality, upgrade or replace aging potable water supply and wastewater treatment infrastructure, and reduce energy consumption and treatment plant costs.

These offers include nearly $189 million in additional funding that Massachusetts expects to receive from the federal Bipartisan Infrastructure Act (BIL) and $100 million in American Rescue Plan Act (ARPA) funds this year. .

“Wastewater and drinking water facilities play a crucial role in protecting our environment and public health, and this funding supports the efforts of our cities and towns to improve and modernize this vital water infrastructure. said Gov. Charlie Baker. “The Baker-Polito administration has made it a priority to invest in our critical infrastructure, including the proposed two rounds of ARPA funding, to fund important projects. These projects will increase the availability of safe, clean water resources. reliable throughout the Commonwealth for many years to come.”

State Revolving Fund (SRF) funding is administered by the Massachusetts Clean Water Trust and funds projects implemented by cities and towns, regional water supply and wastewater treatment districts, and the Massachusetts Water Resources Authority (MWRA). The projects include 88 drinking water projects (see Table 1) totaling approximately $963 million and 61 drinking water projects (see Table 1) totaling approximately $363 million. An additional $3.7 million will be provided by the Trust in the form of grants for 34 asset management planning projects. Communities that have been offered SRF funding in this cycle must decide to move forward with the project by June 30, 2022 and secure a local funding authority.

“Our communities deserve wastewater and drinking water infrastructure that fully meets their needs, protects their residents from harm, and preserves our natural resources,” said Lieutenant Governor Karyn Polito. “In addition, this funding from the state’s Revolving Fund will help boost local economies by building new treatment facilities and replacing outdated water lines.”

In accordance with the Clean Energy Results Program under the leadership of MassDEP, 17 of the water infrastructure projects funded relate to renewable energy, energy efficiency or green infrastructure initiatives. Energy use in wastewater and drinking water treatment facilities is a major contributor to the overall energy use of many cities and towns, with communities across the state spending an estimated $150 million annually on electricity to treat 662 billion gallons of wastewater and drinking water. About 30% of municipal energy consumption comes from water treatment.

“I am proud to announce, in collaboration with the Baker-Polito administration, this important investment in the water supply infrastructure of our towns and villages. These projects are essential to the health and well-being of everyone here in Massachusetts,” said State Treasurer Deborah B. Goldberg, president of the Clean Water Trust. “This increase in federal grants along with low-interest loans through the Trust enables communities to finance cost-effective water infrastructure projects.”

This year, 90 of the new projects are eligible to receive a principal discount. The main rebate is given to renewable energy projects and projects in communities that meet the affordability criteria established by the Clean Water Trust. Affordability criteria consider per capita income, unemployment rate and demographic trends.

The Commonwealth has also proposed to reduce the SRF borrowing rate from 2% to 1.5% for communities that support the Housing Choice Initiative. Twenty-eight candidates have the Housing Choice designation: Acton, Amherst, Andover, Barnstable, Belchertown, Billerica, Boston, Brockton, Burlington, Fall River, Franklin, Framingham, Haverhill, Lawrence, Littleton, Lowell, Lynn, Medfield, Medway, Nantucket , Northampton, Orleans, Quincy, Plymouth, Swampscott, Taunton, Tewksbury and Tyngsborough.

The SRF is made up of two programs that have provided more than $8 billion to Massachusetts projects: the Clean Water Fund, first funded in 1989; and the Clean Water Fund, which began operating in 1999. More information on the two SRF programs can be found here.

This year, the Clean Water SRF is providing $963 million in funding for clean water projects across the Commonwealth. Approximately $898 million will fund 67 new construction projects, $41 million will be allocated to fund four previously approved multi-year projects, $3 million has been allocated to the emergency reserve account, $5 million will be directed to the community-based septic system management program to repair failing septic systems in participating communities, and $15 million will fund 17 proposed planning projects.

This year, the Drinking Water SRF is providing $363 million in funding for drinking water projects across the Commonwealth. Approximately $319 million will fund 43 new construction projects, approximately $29 million will be allocated to fund six previously approved multi-year projects, $5 million will fund an emergency account, and nearly $10 million will be allocated to fund 12 planning projects.

An additional $3.7 million will be provided by the Trust in grants for 34 asset management planning projects, 27 communities qualifying for clean water projects and seven communities qualifying for clean water projects. ‘potable water.

Massachusetts provides subsidized infrastructure funding under the SRF, which is administered by the Trust – a joint effort of MassDEP, the Executive Office of Administration and Finance, and the Office of the State Treasurer.

To be eligible for SRF Drinking Water or Potable Water Loans, municipalities, wastewater districts, and water suppliers filed applications with MassDEP last year demonstrating that proposed projects provide significant benefits to public health or water quality, have local financing clearance, and demonstrate that there is a commitment from the borrower to apply for the loan in a timely manner. Projects on the SRF 2022 list must now submit loan applications and receive MassDEP approval to obtain financing.

The next solicitation for SRF project proposals to be considered for the 2023 planned use plan will be opened by MassDEP no later than July 1, 2022.

Keywords: MassDEP,

]]> VNA expands access to mental and behavioral health services in Bolingbrook and Romeoville, Will County https://swtorsave.com/vna-expands-access-to-mental-and-behavioral-health-services-in-bolingbrook-and-romeoville-will-county/ Thu, 12 May 2022 19:01:17 +0000 https://swtorsave.com/vna-expands-access-to-mental-and-behavioral-health-services-in-bolingbrook-and-romeoville-will-county/

AURORA, IL/ACCESSWIRE/May 12, 2022/ According to the American Psychological Association (APA.org), the demand for mental health treatment continues to rise, with growing concerns about the ongoing pandemic, the state of the economy and other socio-economic factors, a key component of stress, anxiety, depression. , and more.

As a nonprofit, humanitarian organization dedicated to providing comprehensive primary care, VNA is stepping up to fill the void. This quarter, VNA is thrilled to announce that it has expanded its mental and behavioral health services to the communities of Bolingbrook and Romeoville in Will County.

Growing demand for mental and behavioral health services

Over the past few years, individuals in Will County (and the country) have felt the impact of the pandemic, inflation, job loss, social isolation, international conflict, and more. According to an APA study, psychologists report a significant increase in demand for mental health services. This increase is mainly attributed to the increase in depression and anxiety.

Illinois county health rankings show troubling ratio of mental health services per capita

County Health Rankings for Illinois reveals the population to mental health service provider ratio is 880:1 for Will County. That’s a disparaging number considering that the overall ratio for Illinois is 440:1.

This disparity between need and availability is concerning for Will County residents who desperately need help, underscoring the need for urgent expansion of services in the county.

VNA Expansion of mental and behavioral health services in Bolingbrook and Romeoville

Conveniently located in Bolingbrook and Romeoville, VNA Health Care is eager to serve surrounding communities with high quality care and service, and is open to patients of all ages.

Each of these sites uses innovative medical technology and is staffed by talented healthcare professionals dedicated to serving patients with dignity, respect and compassion.

VNA Health Center – Bolingbrook

Address: 396 Remington Boulevard #230, Bolingbrook, IL

Call: (630) 593-7985

VNA Health Center – Romeoville

Address: 160 N. Independence Blvd. (Rt 53), Romeoville, Illinois

Call: (630) 593-7985

Comprehensive primary care

In addition to behavioral and mental health services, VNA offers a wide range of comprehensive primary care services, including, but not limited to:

  • women’s health
  • Pregnancy and childbirth care
  • Pediatrics
  • Family medicine and internal medicine
  • Home services
  • Elderly care services
  • Community health services
  • Laboratory Testing and Vaccination Services
  • Vision, dental, podiatry, pharmacy and dietitian

About VNA Health Care

VNA Health Care is a community-based, patient-centered, not-for-profit health care provider serving the greater Chicagoland area with compassionate and convenient health care.

Proudly contributing to the health and well-being of over 75,000 patients each year, VNA Health Care welcomes and encourages new and existing patients to schedule an appointment for their annual physical and cervical cancer screening.

Individuals wishing to learn more or make an appointment can contact VNA Health Care at www.vnahealth.com or by calling 630-892-4355.

All patients are welcome, including those with Medicare, Medicaid, private insurance, or no insurance.

Website: www.vnahealth.com
Phone number: 630-892-4355
E-mail: [email protected]

THE SOURCE: VNA Healthcare

See the source version on accesswire.com:

ShorePoint Health hospitals help employees repay student loans https://swtorsave.com/shorepoint-health-hospitals-help-employees-repay-student-loans/ Thu, 12 May 2022 04:16:39 +0000 https://swtorsave.com/shorepoint-health-hospitals-help-employees-repay-student-loans/

ShorePoint Health Port Charlotte and Punta Gorda employees are now eligible for new and enhanced benefits designed as pathways to help them eliminate existing student debt faster, pursue additional job training and advance their careers. The goal of offering the ShorePoint Health Port Charlotte and Punta Gorda Pathways benefits is to support and retain employees and attract a strong workforce, especially frontline nurses, technicians, therapists and other clinicians and caregivers, as well as support staff.

Benefits include a new student loan repayment program that allows employees with outstanding student debt to consolidate their loans, lower interest rates and qualify for employer-sponsored payments. For most clinical employees, ShorePoint Health Port Charlotte and Punta Gorda will directly pay a portion of loan premiums as long as the employee remains current with payments, offsetting student loan balances up to $20,000 per employee.

A new Employee Reimbursement Program has been established for license or certification renewals required for all job classifications and can be used for any license or certification testing or renewal not already offered free of charge by the ‘hospital.

Additionally, a long-standing tuition reimbursement program that provides employees with up to $5,000 in tax-free annual reimbursement is being expanded and can now be used for continuing education related to any role within the hospital. Previously, employees could only use the tuition reimbursement program for studies in their current field of work.

“Our employees make a significant difference in the lives of our patients and we thank them for their commitment,” said Andy Romine, CEO of ShorePoint Health Port Charlotte and Punta Gorda. “We value every employee and want to help ease the burden of student debt and support their educational goals and financial well-being through these new benefit offerings.”

ShorePoint Health Port Charlotte and Punta Gorda are two acute care hospitals with 462 combined beds offering a full range of health care services – including cardiac, orthopedic, robotic and minimally invasive surgery, bariatric surgery, wound care and Women’s Health – in Charlotte County.

To learn more about career opportunities at ShorePoint Health Port Charlotte and Punta Gorda, visit www.ShorePointHeathCharlotte.com. ¦

Crozer Health plans to close mental health services. Delco patients are scrambling. https://swtorsave.com/crozer-health-plans-to-close-mental-health-services-delco-patients-are-scrambling/ Wed, 11 May 2022 21:47:27 +0000 https://swtorsave.com/crozer-health-plans-to-close-mental-health-services-delco-patients-are-scrambling/

When police found Ryan Smith in the midst of a manic episode outside his Darby Township apartment in February, they took him to the crisis center at Crozer-Chester Medical Center. There, Smith, a 38-year-old writer diagnosed with bipolar disorder about two decades ago, was assessed and prepped for hospitalization.

But Crozer’s for-profit owner, Prospect Medical Holdings Inc., is currently planning to shut down the crisis center as well as most mental and behavioral health services in the system.

“I don’t know where they would send us in a crisis,” said Smith, who was transferred to Belmont Behavioral Hospital, where he remained for about two weeks.

Crozer Health, a system of four hospitals in Delaware County, has struggled for years. In October, Prospect Medical Holdings installed sales signs at properties. Since then, Crozer has announced service cuts and layoffs.

» READ MORE: Delaware County Memorial Hospital in Crozer will lose more services by the end of May

Last month, WHYY reported that Crozer planned to close most of its mental and behavioral health units in June. Delaware County Memorial Hospital in Drexel Hill will lose its substance abuse outpatient clinic on June 10. Crozer-Chester will close its inpatient substance abuse unit on June 11 and its crisis center and all outpatient mental health and addiction services at the Community Campus on June 19.

Despite the announcement, Kevin Spiegel, Crozer’s chief executive, hopes the services can stay open — provided the county increases its reimbursement to the system for them.

Crozer County and Delaware leaders will meet next Tuesday. According to Delaware County Board Chairwoman Monica Taylor, there are still unanswered questions about Crozer’s finances that she hopes to get answered at this meeting.

But already some units have been closed for months and patients have been asked to seek treatment elsewhere.

Crozer employees, elected officials and patients fear that if Crozer continues with the planned closure of these services, people seeking mental or behavioral health treatment in Delaware County will be left with even fewer options at a time when many people are struggling with a pandemic. issues.

Peggy Malone, president of the Crozer-Chester Nurses Association and nurse in the psychiatric inpatient unit, predicts emergency departments will be overwhelmed and patients will suffer. “Our emergency rooms already have fewer staff on each shift,” Malone says, “and now we’re going to tax that system by putting our patients in crisis of mental illness who need special observation there. It is extremely dangerous for these patients.

Malone has worked at Crozer for 33 years and has spent the past five years in the inpatient substance use disorder unit at Crozer-Chester. She says the unit has been closed since December and was recently reassigned to an inpatient unit which is one of the few mental health services that Crozer is not closing.

The closures, Malone says, will impact providers’ ability to provide ongoing follow-up and care. “A lot of our psychiatric patients come through our outpatient clinics, and they get their medication and their therapy and see their counselors through that. They take away all those services,” she says. “All we will have is a unit to put them in for immediate care.” After their release, they will have to find other care.

Rachel Rubinstein, a 32-year-old insurance representative from Brookhaven, has suffered from depression, agoraphobia and severe panic attacks since childhood. Since 2018, she has had weekly therapy and sees a psychiatrist every two months for medication management at Crozer’s outpatient clinics in Chester.

On April 25, Rubinstein says, she was virtually attending her weekly therapy session when her therapist told her the practice would close on June 19. “My first thought was ‘Oh my God, what am I going to do? “” Rubinstein recalls

In addition to his outpatient clinic appointments, Rubinstein has visited the crisis center in the past. and called during panic attacks when she was alone and felt unsafe. “The people there who answer the phones, the social workers, actually do a great job of deterring you.”

For two weeks, Rubinstein has been looking for a therapist and a psychiatrist. As someone working on Medicaid, she struggles even more than someone with private insurance and a flexible schedule. “Finding a therapist on Medicaid has always been a struggle. Finding a therapist on Medicaid who can accommodate someone who is working is even harder,” she says.

The loss of Crozer’s services comes at a time when demand for behavioral and mental health services has exceeded supply in the area. In the Philadelphia area, a pre-existing mental health backlog has been exacerbated by increased demand due to pandemic stressors.

READ MORE: Philly area has few beds for behavioral health patients — and intense demand

It also comes at a time of upheaval for regional healthcare facilities and their patients. In the past few months alone, two Tower Health hospitals in Chester County have closed, and the US Department of Veterans Affairs is proposing to close two hospitals in Coatesville and University City.

In April, Delaware The county council passed an ordinance requiring Prospect to give 180 days notice of closing services. Taylor, chairman of the board, says that in the past, nonprofit hospitals have worked with the county on transition services. Prospect has “just cut programs and is not working in any way to transition these people into other programs or support them through this transition,” she says.

In addition to conversations with Crozer, the county has worked with other providers to expand existing programs and create new ones as an alternative to those Crozer is closing. Taylor is also waiting to hear if the reported negotiation between Prospect Medical Holdings and ChristianaCare, Delaware’s largest health care system, could lead to a sale.

It’s unclear if any of these alternatives will be ready in time to ensure Crozer’s current patient care isn’t interrupted if a resolution isn’t reached.

A few months after his manic episode, Smith says he is doing better. He believes he is on the right medication regimen, but it is difficult to find the support he needs. “It’s hard to get good help if you have a mental illness in Delaware County.”

Federal government pledges $3.5 million for reproductive health services https://swtorsave.com/federal-government-pledges-3-5-million-for-reproductive-health-services/ Wed, 11 May 2022 08:00:00 +0000 https://swtorsave.com/federal-government-pledges-3-5-million-for-reproductive-health-services/

The federal government is taking steps to improve access to information on abortion and reproductive health in Canada.

Health Minister Jean-Yves Duclos on Wednesday announced more than $3.5 million in funding for two initiatives related to reproductive health.

Action Canada will receive $2.1 million over three years to improve information and referral services. The funding will also be used to cover some travel and accommodation costs for people wishing to have an abortion.

The National Abortion Federation of Canada will also receive $1.4 million in funding over three years to train health care providers to perform abortions and ensure facilities have the capacity to provide the service. .

“These investments reflect our belief that women and single women have the right to make decisions about their bodies, as well as our unequivocal commitment to ensuring comprehensive and accessible reproductive health care for all in Canada,” said Duclos.

This is not new funding, he said. It comes from a commitment of $45 million over three years that was announced in the last federal budget.

“In 2022, in this country, sexual and reproductive rights are human rights — pure and simple,” Duclos said. “The current situation in the United States reminds us that we cannot take our rights for granted.”

Last week, a leaked draft opinion from the United States Supreme Court that would overturn Roe v. Wade’s ruling that legalized abortion nationwide brought the contentious procedure back into the spotlight.

Although this is a US legal matter, Canada’s Minister for Women and Gender Equality, Marci Ien, said she was very concerned about the draft notice and what it might mean for women.

“A lot of women I’ve spoken to, some had to pause, just to think about the information because it was hard to watch this. Canadian women know, and they know well, that it’s important to protect that.”

In the last Liberal election platform, the party promised to establish regulations under the Canada Health Act to ensure access to reproductive services across the country.

Ien said those same abortion services would be available to American women, but they would have to pay for them themselves either out of pocket or through private insurance.

Seven other announcements related to the fund will be made in the coming months, but Duclos did not specify. This pledge promises to fund efforts to increase accessibility for vulnerable populations, train people to deliver the service, create public awareness campaigns, and provide logistical support for people who must travel long distances to access abortion services.

“What’s the point of having a right to something that is impossible to access?” said Frédérique Chabot, Director of Health Promotion for Action Canada. “Making sure abortion is accessible to everyone is the conversation that matters.”

In earlier comments, Prime Minister Justin Trudeau said that after the draft notice leaked, he asked Duclos and Ien to review the legal framework surrounding abortion to ensure women’s reproductive rights are protected now and in the future.

Currently, no federal law in Canada governs access to abortion. Former Progressive Conservative Prime Minister Brian Mulroney tried to pass abortion legislation after the R. v. Supreme Court Morgentaler in 1988, but failed. In a 5-2 decision, written by Chief Justice Brian Dickson, the court ruled that Section 251 of the Criminal Code – which prohibited abortions except those approved by a committee of physicians – violated Article 7 of the charter, which guarantees the right to life. , liberty and security of the person.

The Sun contacted the local women’s resource center and sex education resource center for comment, but did not receive a response by press time.

» kmckinley@brandonsun.com, with files from The Canadian Press

» Twitter: @karenleighmcki1